I/We hereby declare, to the best of my knowledge and belief, that all foregoing questions are answered truthfully. That I/we have not concelead nor misrepresented any material facts or circumstances concerning (a) the insurance applied for, (b) the subject hereof, (c) of my/our interest in the property to be covered. I/we also understand that any concealment or misrepresentation shall render the insurance null and void.

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